Promoting Security, Privacy, and Safety

Identity Guard Review

Read a review about identity theft protection and you will find Identity Guard® at the top of the list. When comparing providers it becomes quickly clear the top ones all provide a similar range of services. Let’s face it there are only so many ways to help someone protect their identity. Most review website will then just push one company or another based on their affiliate relationship. This is not the case here at VPN Hawk.  If we did not believe Identity Guard® is the best then you would be reading about someone else right now.

Here are some facts about why we think Identity Guard® is the best deal

Major companies buy their services

Identity Guard is one of the solutions provided by Intersections Inc. a publicly traded company on the NASDAQ (INTX).  Intersections was founded in 1995 and has protected over 36 million consumers and has partnered with several businesses including major financial institutions.  From “Intersections Inc. is the provider of credit monitoring for a number of the major financial organizations in the United States, including Business CreditAware for American Express card members.”

The American Express Company is one of only 30 on the Dow Jones Industrial Average and best known for its credit card, charge card, and traveler's checks businesses. Amex cards account for approximately 24% of the total dollar volume of credit card transactions in the US.

If the company with the 22nd most valuable brand in the world leverages the services of Intersections then that tells you something.

BBB relationship

BBB stands for the Better Business Bureau which has the goal of advancing a trustworthy marketplace and instilling consumer confidence.

The BBB monitors for any government actions against a company. It also tracks any complaints made against a company’s advertising, billing, delivery, broken guarantees, sales, or problems with products and services.

Intersections, the provider of Identity Guard has been tracked by the BBB since 1996.  It was the first in its industry to receive an A+ rating and currently maintains an A+ rating.

Real insurance

When Identity Guard claims that you get insurance with your plan they are not fibbing. They have actual insurance, not a warranty, not just a service guarantee, actual insurance.  The Master Policy for Personal Internet Identity Coverage has been issued to: Intersections Insurance Services Inc. (the “Master Policy Holder”), Policy Number: 7077714 underwritten by insurance company subsidiaries or affiliates of American International Group Inc.

American International Group Inc. (AIG) which provides insurance services in over 130 countries and one of the most extensive worldwide property and casualty networks available.


Intersections was founded in 1996.  Identity Guard has literally grown up in the environment of modern-day ID protection.  When you couple their years in existence with the sheer number of customers they have helped protect, their experience is truly impressive.

Best deal

Like the other providers they have several plans that provide different levels of service. Their basic plan is very similar to the services of other top providers. Where you will find the best deal is with their Total Protection® plan. Which is cheaper than their nearest competitor for similar coverage. What is even better is the plan includes ZoneAlarm® antivirus software. Antivirus software is something you really should have if you are serious about protecting yourself. When you factor in the software cost you are really a great deal for a better quality service.

Click here to go to Identity Guard’s website and get up to date information on their plans


Recommended plan: Identity Guard® Total Protection®

We recommend Identity Guard®‘s Total Protection plan®.  We believe it is where you get the most for you money.  Below you will find a short breakdown on how this service can monitor your credit files at all 3 bureaus, help protect your identity, and some of the extras it provides.


Monitor your SSN

The Total Protection plan will continuously search thousands of databases on your behalf and promptly alert you should your social security number be discovered someplace it shouldn’t be.

Online Black Market monitoring

Live safer knowing that chat rooms, underground forums, and black market websites a being monitored 24 hours a day for your SSN, and registered credit card and bank account numbers.

Public records monitoring

Public records can provide personal information such as address history‚ license and registrations‚ criminal and civil court records, names and aliases that are easily accessible to the general public. Often these public records can provide an early indication of identity theft. To help keep up with this public information Identity Guard will look and alert you if certain changes are found.

ID Verification and address change monitoring

Provides account takeover protection with real-time alerts within a vast network of creditors and banking institutions.

Current account monitoring

One of the most frequent action taken by fraudsters is to change a person’s physical address on an account. With the Total Protection plan, when certain information such a bank password or a mailing address on your current accounts is changed you will get an alert to verify your ID.

New account monitoring

You will also get an ID verification alert if any new credit cards or cell phone accounts are applied for in your name. This is a great precautionary measure that helps shut down another major aspect of identity theft.

Daily credit bureau monitoring

Identity Guard monitors the three major credit reporting agencies every day. If there are certain changes in your credit files such as new loans, mortgages, or other credit applications you will receive an alert.

Credit reports UPDATES and credit scores

Help protect yourself from identity theft and make more informed financial decisions by keeping track of your credit files. Receive regular updates showing certain changes to your credit reports based on data from the major consumer reporting bureaus. You will also receive regular credit score updates with your credit report so you can keep track of your credit scores over time.

Here is the small print from their website about the scores provided: 

The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. They are calculated using the information contained in your Equifax‚ Experian and TransUnion credit files. Lenders use many different credit scoring systems‚ and the scores you receive with Identity Guard are not the same scores used by lenders to evaluate your credit. Credit scores are provided by CreditXpert based on data from the credit reporting bureaus.



Id theft victim assistance

Should you become a victim of identity theft, you will have highly trained experts to help make recovery as easy as it can be.

Lost wallet protection

Should your purse or wallet get stolen help is a phone call away. Identity Guard will help cancel your credit cards and go over your current credit report with you for potential fraud. They can even send you up to $2,000 from one of your accounts if you need emergency cash.

Identity theft insurance

Should the worst happen, the Total Protection plan provides up to $1 million insurance that covers losses due to identity theft. This is a great benefit to help get your life back on track.

Here is the small print we pulled in from their website concerning their ID theft insurance: 

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.


Password protection

The Total Protection plan comes with ID Vault. ID Vault® which securely stores your passwords, usernames, and credit card information using encryption.

Credit analyzer

With the provided credit analyzer tool you can use your credit information and then simulate how various financial decisions might impact your credit. This is great for experimenting with making credit inquiries, opening and closing accounts, transferring your balances, with making different payments‚ and more.

Mobile Apps

Yes the Total Protection plan has apps for both Android and iOS. You can easily access your account from your smartphone or tablet.  This means you can monitor alerts, current credit scores, and more while on the go.

Keyboard encryption

With the innovative PrivacyProtect® software your keystrokes are encrypted. This makes them unintelligible to anyone logging the keystrokes on your PC trying to steal your pins, passwords, or other information that can be recorded through keyboard communication.

Antivirus software

With the Total Protection plan you will also get ZoneAlarm’s Internet Security Suite anti-virus protection for your PC. This package is included at no additional cost for the life of your membership. This provides trusted anti-virus‚ anti-spyware and firewall protection. A great deal!


You might see some other identity theft protections services out shine Identity Guard with their expensive advertising campaigns, but Identity Guard does not need fancy talk. Identity Guard is a company with proven performance, a great reputation, and high customer satisfaction. When you scratch off all the commercials they can stand on their extensive experience of monitoring and helping their customers with identity theft issues and this is why they consistently rate as one of our best companies to protect your identity. Identity Guard’s Total Protection plan is a great option and is a full-featured ID theft protection solution at a great price. Click here to go to see their plans and prices now.

Lost wallet protection